Helping You Get the
Most out of Your Retirement!
We offer Investment Management Services for Retirement focused Investors with $300k+ who want to look to the future with a smile.
Love from our clients.
My wife and I have greatly appreciated our relationship with David and Thomas as we planned for our retirement and subsequent to making that move. Their expertise and facilitation of our financial plans / strategies have resulted in excellent outcomes and high-confidence in our ability to maintain our lifestyle and a very comfortable retirement. We have enjoyed getting to know David and Thomas and always look forward to our regularly scheduled review meetings. Many thanks for all you do!
– Jon K
David and Tom are knowledgeable and make a great team in planning for retirement. They have helped my wife and I realize our dream of an early retirement and continue to guide us through our plan in our financial journey. They educate us on different options and scenarios but ultimately allow me to make the decisions with the information presented. I value the fiduciary relationship and continue to seek advice and information through the experience this team provides.
– Steven K
*This testimonial and/or endorsement was given by a client of the financial advisor and no compensation was provided directly or indirectly. This testimonial and/or endorsement is not a guarantee of future performance or investment success, and the testimonial and/or endorsement may not be representative of the experience of other customers. Please visit BrokerCheck (https://brokercheck.finra.org) to see more on the background of this professional.
Like most 50+ year olds, you probably just want to feel confident that your money will support the retirement lifestyle you desire.
And you might be stressed out about Retirement Topics like these:
Outliving your Savings (Longevity Risk)
Many fear they will use up their savings before they die, especially as people live longer. This includes uncertainty about how long retirement will last and whether their investments will keep up with their withdrawals.
Rising Healthcare and Long-Term Care Costs
Medical expenses – especially long term care, assisted living, and nursing homes – often rank as one of the biggest financial fears. Even those with Medicare may worry about gaps, premiums, and unexpected bills.
Inflation and Cost-of-Living Increases
Retirees (often on fixed income) worry that inflation might erode purchasing power and make it harder to maintain their lifestyle over time.
Market Volatility and Investment Loss
Market downturns can significantly impact retirees, who usually cannot afford large losses because they are no longer accumulating wealth. Sequence-of-returns risk can be a major concern.
Spending Handcuffs
Many worry that they won’t have enough money to travel, pursue hobbies, help family, or simply maintain the standard of living they enjoyed while working.
Unexpected Life Events
Events such as death of a spouse, major home repairs, family financial needs, or personal health changes can disrupt even well planned retirements.
You've worked hard to build the life you want, and your retirement should be the ultimate reward. You want to increase your confidence when it comes to understanding your Social Security, Medicare, investments, distribution source(s), distribution timing, and current and future taxation. And you want a clear idea of what your preferred future looks like.
At Willett Wealth Planning,
your enjoyable and fulfilling retirement
is our area of Expertise.
We will work with you to:
- Develop your personal retirement plan
- Stay invested according to your plan
- Have ongoing clarity and transparency about where you are in your retirement journey.
Our most valued planning work happens with clients that:
Are (at least) 50 years old
Whether you’re already retired or nearing that milestone, we’re here to empower you. Our expertise is designed to address the unique needs you face in retirement, helping you confidently enjoy the life you’ve earned.
Have Worked Hard To Save
Your savings tell the story of years of dedication and hard work. Now, as you approach or enter retirement, it’s time to make your priorities count. While millions of Americans live paycheck to paycheck, your retirement can be different. Together, we’ll help make sure your future is built on financial confidence.
Value professional guidance
You’re navigating a world of information overload, where it’s hard to know where to start—and even harder to know whom to trust. With scams and misleading financial advice everywhere, it’s no wonder that 1 in 4 American adults feel like they have no one they can rely on for trustworthy guidance. But you’re not alone. As your guide, we’re here to help you cut through the noise, offering clear, reliable advice so you can confidently take charge of your financial future. We will help you understand the path you’re taking.
Are Nice People
After a combined 50 years of working with people, we’ve come to realize it’s so much more fulfilling to work with friends. We truly care about your financial well-being and are here to support you every step of the way. You can trust that we take our responsibility to you seriously, always putting your best interests first. We’re here for you, as both a guide and a friend, helping you navigate your financial journey with confidence.
Love from our clients.
David has been my trusted adviser for 20 years. He is someone I came to depend on for all of my financial needs. His knowledge and guidance through the years has given me the confidence I need especially during this time of my life. I consider him a friend and a good person and I am grateful to have him in my life. He is truly the best!
– Fitgerald J
*This testimonial and/or endorsement was given by a client of the financial advisor and no compensation was provided directly or indirectly. This testimonial and/or endorsement is not a guarantee of future performance or investment success, and the testimonial and/or endorsement may not be representative of the experience of other customers. Please visit BrokerCheck (https://brokercheck.finra.org) to see more on the background of this professional.
Let Us Guide You Through Our Easy Process
Here’s what to expect
A No-Pressure Compatibility Call
Meet our Team and Learn How We Help
Let’s Get to Work!
Case Studies - Does this sound like you?
Matt & Kendra
Ages 64 and 61
Less than 5 years from retirement, they are seeking clarity and confidence as they approach this milestone in their lives.
Frequently Asked Questions
What services do you offer?
We provide comprehensive, retirement-focused financial planning designed to help you feel confident, organized, and in control of your next chapter. Our services include:
- Investment management focused on preserving and growing your wealth responsibly.
- Retirement income planning so you can confidently turn savings into sustainable income.
- Cash flow planning so you always know where you stand.
- Tax planning to help you keep more of what you’ve worked so hard to save.
- Insurance planning to safeguard what matters most.
- Estate planning to help protect your loved ones and your legacy.
Whether you’re preparing to retire, recently retired, widowed, divorced, or simply ready to delegate the complexity, we help simplify your financial life so you can focus on enjoying it.
What Are Your Fees?
We charge 1.00% annually on the first $1 million we manage, with reduced rates for assets above that amount.
- Fees are billed quarterly
- There are no long-term contracts
- You are free to leave at any time
Our success is directly tied to yours. If we are not delivering value that exceeds our cost, you should not stay. It’s that simple.
*Please refer to the firm’s ADV Part 2A and the client’s agreement for additional platform, strategist or any related fees that may apply.
Do You Have Asset Minimums
Yes. We require that you have at least $300,000 to move to our investment management services. We ask to manage all assets available for direct management (excluding current 401(k)s if under 59½, real estate, and 529 plans) so we can provide fully integrated advice across your entire financial life. Just as importantly, we work with genuinely kind, respectful people. A strong relationship matters to us.
Do You Offer Hourly Billing or One-Time Plans?
We do our best work in long-term partnerships with retirement-focused investors. For that reason, we do not offer hourly consulting or one-time financial plans. Our approach is ongoing, proactive, and relationship driven.
Can we meet virtually?
Absolutely! In fact, many of our clients prefer virtual meetings. They allow for meaningful conversation without the stress of travel — and make it easier to stay connected wherever life takes you.